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How to Help Prevent a Loss
FIRE
- Keep the areas around your home clean and mowed.
- Keep all electrical panels and outlets in good condition.
Make sure that extension cords are in good repair and not
overloaded.
- Have your heating and air conditioning units checked
before the start of the season. Keep filters clean.
- Do not leave cooking or heating units operating while
unattended.
- Do not operate gas grills or barbecue pits designed
for outdoor use under a covered patio, carport or in a garage.
Never operate these inside your home.
- Keep a fire extinguisher in your kitchen.
- Install smoke detectors and check the batteries regularly.
This will help to protect your home and your most important
asset, your family.
THEFT
- Keep your home secured at all times.
- Install deadbolt locks and a security system.
- A poll of convicted burglars reveals that the number
one deterrent to a burglary is a dog. The poll also reveals
that the dog does not have to be large or aggressive. The
attention attracted by a barking dog was the biggest deterrent.
- Make sure that the house always looks lived in. If
you are leaving on a vacation, have a trusted person pick
up the mail and newspaper. Automatic timers are inexpensive
and give the appearance of someone being home. Have a neighbor
park their car in the driveway occasionally. The idea is
to give the appearance of someone being home.
ACCIDENTAL WATER DISCHARGE
- Keep all plumbing devices in good repair.
- Check your water meter occasionally with all faucets
off. It the water meter is moving it may indicate a leak.
- Make sure septic systems are in good repair.
- Occasionally look at the water pipes and connections
under your sinks.
- Look at the connections behind your washing machine.
These are a constant cause of leaks.
- Water heaters also need to be inspected on a regular
basis. Most manufacturers recommend that they be drained
once a year to prevent calcium buildup.
LIABILITY
- Sidewalks or walkways should be clean and in good
condition.
- Make sure walkways and porches are well lit.
- Make sure bicycles and toys are picked up off of
sidewalks and walkways.
- Make sure that steps or ramps on your property are
stable and have handrails.
- Make sure all medications, toxic cleaners and chemicals
are stored out of the reach of small children.
- Swimming pools should be fenced with a locked gate
so that small children and uninvited guests cannot access
them.
- Do not allow children to operate recreational type
vehicles (three wheelers, four wheelers, motorcycles, etc.)
without proper adult supervision.
- Comply with all city ordinances concerning your animals.
- Animals should be kept up to date on rabies shots.
- Children should never be left alone with a dog.
- Make sure that all spills are cleaned up immediately.
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